If you interact with the general public as part of running your business, there is always a risk that an accident could happen.
If a customer trips on an item at your business premises, or an employee damages customer property, you could be legally liable to cover the costs.
This could include the cost of third-party compensation or expenses, in addition to the cost of funding your own legal defense. Covers include:
• Compensation to third parties in the event of Physical Injury or Property Damage due to your business activities within the policy territory.
• Compensation to third parties in the event of Physical Injury or Property Damage due to your business activities within the policy territory.
• Your legal defense and court costs incurred by defending a claim made against your business.
• Legal Liability toward your landlord /Tenant as applicable
• Cross Liability
• Work way Risks
• Liability due to Food & Drink served at your Premises.
• Cover is extended Worldwide whilst on Non-Manual Business Trip for Employees of the Company.